nSplit
The smarter way to share

Split expenses.Stay even.Keep it simple.

Track group expenses, split bills instantly, and settle balances without the awkward calculations. The perfectly organized way to manage shared money.

Less calculating. More enjoying.
🌴

Bali Trip

Total Group Spend

₹41,200.00

A
Y
N
+1
Settled up

Sun, 24 Oct 2026

Easy Tracking

Log expenses in seconds

Auto Calculations

No more mental math

Clear Balances

Know exactly who owes who

Simple Settlements

Record payments effortlessly

"For the ₹4,000 hotel room, Aman paid ₹2,500 and Nidhi paid ₹1,500. How do we log multiple payers?"

Yesterday, 10:42 PM

"I paid for the cab, but Nidhi paid for drinks, so I think I owe Aman ₹200?"

Today, 9:15 AM

Villa RentINR (₹)
Nidhi (60%)9,000.00
Aman (25%)3,750.00
You (15%)2,250.00
Total Split15,000.00

Shared expensesshouldn't be complicated.

Someone paid for dinner. Someone booked the hotel. Someone covered the cab. Suddenly, you have a messy web of who owes what.

Manual calculations, group chat notes, and mental math quickly become confusing and create awkward situations among friends. There has to be a better way.

Add an expense in seconds

1/5Input the Amount
Add Expense
₹0.00
📝
Title
Paid by
Payer
DateToday, 9:15 PM
Members
Select method
Y
You
-
N
Nidhi
-
A
Aman
-
Save Expense
Multiple Payers
Y
You
₹1450.00
N
Nidhi
-
A
Aman
-

Saved!

Expense saved successfully!

Smart splitting options.For any occasion.

Option 1 of 4

Equally Split

Split the check evenly in one tap. nSplit instantly calculates equal shares down to the paisa for all members, making group dinners or casual outings hassle-free.

Crystal clear balances.No guessing.

Stop guessing. The dashboard distills all group activity into a simple summary. See exactly your net position across all friends and groups at a single glance.

RM
Rahul M.owes you
+₹450.00
PS
Priya S.you owe
-₹285.00
Your total balance+₹165.00

Settle Up

Record a cash payment or use an external app to settle your debt with Priya.

Amount to settle₹285.00

Settle up stress-free.Calmly.

When you're ready, hit 'Settle Up'. We calculate the fewest number of transactions needed to clear all debts. Record cash payments or jump straight to your favorite payment app.

How it works

Five simple steps to financial harmony.

01

Create a Group

Add your friends, roommates, or family to a shared space.

02

Add Expenses

Log bills on the go. Who paid and what was it for?

03

Split Magic

We do the math instantly. Balances update in real-time.

04

Export & Share

Generate clean PDF balance sheets to share with the group anytime.

05

Settle Up

Pay exactly what you owe and keep friendships intact.

Built for every group

From weekend getaways to long-term flatmates, nSplit adapts to how you share life.

Trips & Travel

Track hotels, food, transport, tickets and activities without carrying a notepad.

Roommates

Split rent, groceries, internet, utilities and everyday household expenses fairly.

Friends

Keep dinners, outings, concert tickets and weekend expenses simple and clear.

Couples

Manage shared everyday expenses without needing a joint bank account yet.

Family

Track expenses during family vacations, weddings, events and shared gifts.

Teams & Co-workers

Handle shared lunches, office gifts, events and small team expenses.

Less money math.More time together.

Focus on the experience, not the receipts. nSplit removes the friction from shared spending.

Know exactly where your money went
Stop keeping expense notes manually
Avoid awkward "who owes what?" conversations
Keep every group expense perfectly organized
See global balances at a single glance
Aman
⬆
Paid ₹2,250
₹2,250.00
Settled
Varun
✔
Received

Frequently Asked Questions

What is expense splitting?

Expense splitting is the process of sharing costs among a group of people (like roommates, travelers, or dinner guests). nSplit calculates exactly who owes what based on individual payments, so you only make the minimum number of settlements at the end.

How does the app calculate balances?

nSplit automatically aggregates all transactions in a group, offsets duplicate debts, and uses a simplification algorithm to calculate the net balances. This means instead of everyone paying each other back separately, we reduce it to the absolute minimum transfers needed.

Can I split an expense unevenly?

Yes, absolutely! nSplit supports multiple splitting methods: equally, by exact percentages (e.g. 60/40), by exact rupee amounts, or by custom parts/shares (e.g. 2 shares vs 1 share).

Do all group members need the app?

No! You can add members to a group even if they don't have an account yet. You can log their expenses and export clean PDF reports to share with them via WhatsApp or email.

Is my financial data secure?

Yes. We prioritize your privacy and data security. All ledger calculations and session data are stored securely and encrypted in transit.

Ready to make shared expenses simple?

Create your first group today and stop worrying about who owes what. It's completely free to start.

Get Started for Free